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Macroprudential Policy and Downside Risk: Regime-Dependent Effects of Capital Regulation

Vivien Czofa, Tibor Szendrei, Katalin Varga

arXiv 14 Aug 2026 · Econometrics

arXiv:2608.14307 · PDF · Extracted main text

Abstract

This paper employs a Threshold Bayesian Vector Autoregression (TBVAR) to estimate the regime-dependent macroeconomic effects of capital regulation in Hungary. Using the Factor-based Index of Systemic Stress (FISS) as the threshold variable, the model identifies normal and stress regimes consistent with the occasionally binding constraints literature. The TBVAR offers a practical multivariate alternative to Growth-at-Risk for data-constrained economies. Generalised impulse responses reveal a pronounced asymmetry: releasing regulatory capital during stress raises GDP growth at the peak, with effects persisting for roughly twenty months, while the cost of accumulating capital in the normal regime is economically negligible. These findings are robust to alternative Cholesky orderings, sample periods, and credit variable definitions, providing direct empirical support for the countercyclical operation of the capital buffer.

Citation extraction

44
references
110
in-text mentions
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distinct cited
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Most heavily cited references

The works this paper leans on most, across its whole bibliography — not restricted to papers in our corpus. Ranked by composite intensity, which combines how often a work is mentioned, how many sections mention it, and how much of that falls in the main text rather than the appendix.

ReferenceIntensityMentionsSectionsMain text
1Alessandri, Piergiorgio and Mumtaz, Haroon (2017) Financial conditions and density forecasts for US output and inflation1.000135100%
2Brunnermeier, Markus K. and Sannikov, Yuliy (2014) A macroeconomic model with a financial sector1.00064100%
3Chavleishvili, Sulkhan and Manganelli, Simone (2024) Forecasting and stress testing with quantile vector autoregression1.00054100%
4Jiménez, Gabriel and Ongena, Steven and Peydró, José-Luis and Saurin… (2017) Macroprudential Policy, Countercyclical Bank Capital Buffers, and Credit Supply: Evidence from the Spanish Dynamic Provisioning…1.00054100%
5Adrian, Tobias and Boyarchenko, Nina and Giannone, Domenico (2019) Vulnerable growth0.92843100%
6Detken, Carsten and Weeken, Olaf and Alessi, Lucia and Bonfim, Diana… (2014) Operationalising the countercyclical capital buffer: indicator selection, threshold identification and calibration options0.92843100%
7Dursun-de Neef, H. Özlem and Schandlbauer, Alexander and Wittig, Colin (2023) Countercyclical capital buffers and credit supply: evidence from the COVID-19 crisis0.92843100%
8Chen, Cathy W. S. and Lee, Jack C (1995) BAYESIAN INFERENCE OF THRESHOLD AUTOREGRESSIVE MODELS0.87452100%
9Aikman, David and Bridges, Jonathan and Kashyap, Anil and Siegert, C… (2019) Would macroprudential regulation have prevented the last crisis?0.84333100%
10Bank of England, Financial Policy Committee (2023) The Financial Policy Committee's Approach to Setting the Countercyclical Capital Buffer0.84333100%

Showing the top 10 of 44 scored citations.