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Artificial Intelligence Alter Egos: Who benefits from Robo-investing?

Catherine D'Hondt, Rudy De Winne, Eric Ghysels, Steve Raymond

arXiv 8 Jul 2019 · Finance — Portfolio Management · publishedJournal of Empirical Finance (2020) · 56 citations (OpenAlex)

arXiv:1907.03370 · PDF · DOI · OpenAlex · Extracted main text

Abstract

Artificial intelligence, or AI, enhancements are increasingly shaping our daily lives. Financial decision-making is no exception to this. We introduce the notion of AI Alter Egos, which are shadow robo-investors, and use a unique data set covering brokerage accounts for a large cross-section of investors over a sample from January 2003 to March 2012, which includes the 2008 financial crisis, to assess the benefits of robo-investing. We have detailed investor characteristics and records of all trades. Our data set consists of investors typically targeted for robo-advising. We explore robo-investing strategies commonly used in the industry, including some involving advanced machine learning methods. The man versus machine comparison allows us to shed light on potential benefits the emerging robo-advising industry may provide to certain segments of the population, such as low income and/or high risk averse investors.

Citation extraction

13
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Most heavily cited references

The works this paper leans on most, across its whole bibliography — not restricted to papers in our corpus. Ranked by composite intensity, which combines how often a work is mentioned, how many sections mention it, and how much of that falls in the main text rather than the appendix.

ReferenceIntensityMentionsSectionsMain text
1D'Hondt, De Winne, Ghysels, and Raymond (2019) Artificial Intelligence Alter Egos: Who benefits from robo-investing? - Online Appendix1.00084100%
2Welch and Goyal (2007) A comprehensive look at the empirical performance of equity premium prediction0.84333100%
3DeMiguel, Garlappi, and Uppal (2007) Optimal versus naive diversification: How inefficient is the 1/N portfolio strategy?0.73732100%
4Engle, Ledoit, and Wolf (2019) Large dynamic covariance matrices0.73732100%
5Markowitz (1952) Portfolio selection0.64422100%
6Odean (1998) Are investors reluctant to realize their losses?0.64422100%
7Breiman (2001) Random forests0.51121100%
8Friedman, Hastie, and Tibshirani (2016) The elements of statistical learning - Second Ed0.51121100%
9Ledoit and Wolf (2004) Honey, I shrunk the sample covariance matrix0.51121100%
10Shestopaloff and Shestopaloff (2007) A hierarchy of methods for calculating rates of return0.40511100%

Showing the top 10 of 13 scored citations.